The Best Vehicles for Families

If you have a family, this is something that you want to remember when you are looking at used cars. There are certain features that will be beneficial for families. You can let your salesperson know that you are shopping for a family vehicle from the beginning so that you can better narrow down your choices.

Four Doors

While a family can use a two-door vehicle, four doors are so much more convenient. This is especially true if you have small children. It is much easier to place a carseat and strap children in when you have a vehicle with four doors. Kids can also enter and exit easier and without having to climb over the front seats of the vehicle.

Extended Safety Features

Features like a backup camera or lane change sensors can help to keep you safe and on the road. This is especially important for families because you want to ensure that your children are as safe as possible. You can also look at features like a child seat anchor and adjustable seatbelts to ensure a proper fit for passengers of all sizes.

Adjustable Seats

If multiple people will be driving the vehicle, you want to ensure that all drivers can operate the vehicle safely and comfortably. Adjustable seats are critical since all drivers will be different heights and sizes. Ideally, you want the driver’s seat to be able to be adjusted back and forth, as well as up and down, to best accommodate all drivers. Being able to adjust the steering wheel and the mirrors is also important and something to look at when you are exploring the vehicles available.

As you can see, there are several things to consider when looking for a used vehicle for your family. These are just a few things to keep in mind to ensure you find the perfect vehicle for everyone.

Don’t Overpay on Your Car Loan

When it comes to purchasing a vehicle, there are many factors to consider. One of these factors is the price that you are going to pay for the car. Most people choose to go with some form of financing or types of car loans. If you happen to get a loan, it’s imperative that you don’t overpay on it. Here are three tips on how not to overpay.

Be Careful With Monthly Payments

When you negotiate your monthly payments, you don’t always want to go for the lowest possible rate. There is always interest attached to a loan, you want to make sure that you are paying enough that you won’t be accruing more interest over time. This could force you to pay more for the car than you would have with a higher payment plan.

Be Careful With Long-term Loans

Similarly to the tip above, long-term loans can often force you to pay more for the car than you would have otherwise. Long-term loans get more money out of you. As a dealership, we don’t want to see your interest build up. The sooner you have your loan paid off, the better it will be for your future finances.

Be Careful With Fees

Often, with any loan, especially financing for a car, there will be separate fees attached. When it comes to your monthly payments, pay close attention to these fees before you make any decisions. You need to make sure that the payments are below your budget. You also don’t want to pay more for something that you don’t need.

Whether you’re purchasing your first car or you’ve purchased in the past, these tips should help you to make informed decisions to keep from overpaying on your loan.

Helping Used Cars Last Longer

Used automobiles are the most common mode of transportation for most people. The individual life of any used automobile can be dramatically extended if you give it a little TLC and proper maintenance.

Follow the Maintenance Schedule

The owner’s manuals for used cars will give you a guideline for how often you should get an oil change and when it needs to be serviced. Don’t skip the routine stuff, it’s what keeps most vehicles running smoothly for years.

Replace Parts Before They Become a Problem

If your mechanic tells you the brakes will need replaced soon, go ahead and get them replaced now. Most people who start out thinking, “I’ll do that in the next few months,” forget about it until they’ve burned through their brakes or damage has been done. Preventive care is much less expensive than repairs.

Minimize Short Trips

Every time you start your engine, it takes a toll on gas mileage, your muffler and the engine itself. If you have errands to run, combine them whenever possible. If you have a short commute to work of just a few miles, see if you can carpool with someone or rideshare. A few longer trips are better for your car than a lot of short ones.

Check the Fluids

Regularly Oil, antifreeze, transmission fluid and power steering fluid should be checked and either topped off or changed regularly. The time to add more fluids is not after you’ve burnt up the oil and incurred expensive repairs.

Rotate Tires

Rotating the tires on used cars helps lengthen the life of both the car and the tires. Tire rotation reduces uneven tread wear and improves the vehicle’s ride. In most cases, you should rotate them every 8,000 to 13,000 kilometres or twice a year.

Change the Air Filter

Whether you do it yourself of have it done by a mechanic, changing air filters prolongs the life of used and new cars, improves acceleration and ensures better gas mileage.

Used cars can last for years if you take care of them properly following the above recommendations.

Buying Your Used Car Online!

Many of our customers are technologically savvy. Even more of our customers have told us that they prefer to be able to find information about used cars in one place online before they even plan a visit to the dealership. Indeed, there are many advantages of being able to use the internet to begin a used car search; not only can you get a wide variety of information about used cars online, but you can compare prices, features, and opportunities from the comfort of your office chair.

In order to help our customers get as much information as possible about our used cars and used car services, we have developed a resource-rich interactive Website that we hope they find useful. Here are a few of the things we want you to know about the resources available online that may be just right for you:

Inventory

We have an online inventory of all of our used cars. This inventory allows our customers to browse through the used cars that are currently on our lot so that they can see what we have before they schedule a trip to see us. You can see pictures of our used cars that we have as well as specifications about the used cars. Compare different models, makes, and entire styles of used cars to determine which ones are the best for you! Once you narrow your list down, we recommend that you schedule a test drive so that you can determine which used cars handle the best for your needs.

Loan application

Many of our used car customers took advantage of a car loan to buy their used cars. Our car loan program is comprehensive and has options for everyone – including those customers with no credit or bad credit. With our used car loan program, our customers can not only get safe and reliable used cars, but they can more easily afford to buy those used cars no matter what their budgets are. The loan application is the first step in applying for a car loan. This application is available online through a secure server. We’ll contact you with more details once we receive your application!

Trade-in

If you have a car that you are planning to trade in when you buy your used car, get the basic estimated value of that used car by checking out our trade-in link. Contact us for a full assessment of the value of your car. Check out our Buy Online page so you can simply purchase your next vehicle without ever coming to our dealership if you so choose. We look forward to helping you get the best used car for your needs.

Providing Car Loans No Matter Your Credit

Are you looking for a used car? If you are, make sure you choose the right dealer because that simple decision will dictate the whole purchase. The dealership you decide to buy from should stock the highest quality cars, provide excellent financing, and offering service is a must as well. Our dealership can meet all of these expectations and more, so come in today to drive off in your new dream car.

Providing financing for any auto purchase is perhaps the most beneficial service a dealership can offer. It is just easier and more straightforward to receive credit through the dealer, rather than the bank. We specialize in bad credit car loans. Never let your credit score control your purchases. Even if you have been denied in the past, cars have lighter criteria when it comes to credit, so your score might actually be considered quite good. However, even customers with bad credit can get an incredible deal. Our team will work with you to meet your payment needs. We will create a payment plan that fits within your budget.

In addition to financing your car, you can be sure to find the exact vehicle you are looking for on our lot. We have a large selection and all our cars are of high quality. After all, there is no point in settling for a car you do not want. Come and browse our range of makes and models. Soon you will be cruising in your dream car. Of course, it is important for a dealer to offer service as well. We would be glad to provide maintenance and repairs on your new car once you have driven it for a while. It is all part of our dealer’s way of serving you.

If you are considering buying a used car, come in and see us today, and you could be driving away in no time at all. We are sure that you will be impressed with our service.

Shopping for Bad Credit Car Loans: Why Getting Your Credit Report Matters

When you have poor credit, no matter the reason, it can make shopping for a quality used car a challenge. Even though bad credit car loans may be available at dealers in your area, you may not know where to begin with finding one that best suits your financial situation. However, we are here to get you on the right track and to let you know why getting a copy of your credit report is the first step you should take.

You Can Get All the Facts

If you have poor credit, then you may hesitate to look at your credit report. However, ignoring it may get you into deeper trouble because it might result in you getting locked into a loan with very high interest because you assumed you had no other option. Getting a copy of your credit report will let you know exactly where you stand before you begin to compare bad credit car loans.

You Can Fix Errors

You cannot fix mistakes on your credit report if you don’t read it. Accounts you have paid off but are still showing as open, incorrect addresses or phone numbers and other errors may be lowering your credit score without you knowing it. Look over the report carefully and if there are errors, contact the reporting company to have them corrected.

You Can Be More Informed

Knowing your credit score and having updated information concerning your credit report may make you feel more confident when you search for loans. Even if some lenders do not require a credit check for poor credit loans, you will still be in control when it comes to knowing as much as possible about your credit. This may also be helpful as you look at different makes and models because knowing your credit score can help you remember what you can afford.

Obtaining a copy of your credit report is one of the most effective steps you can make before you start shopping for bad credit car loans. You can shop with more confidence and find the most affordable loan possible.

Car Loans Can Help Get You Back On the Road

Car loans can be difficult to acquire even under the best of circumstances. For those suffering from past financial hardships, such as filing for bankruptcy, finding the right loan for your needs can prove even more challenging. Many lenders are hesitant to offer loans to those struggling, even in cases where bankruptcy proceedings were all but unavoidable. In this event, after bankruptcy car loans can be a great way to re-establish good financial standing while also obtaining a reliable vehicle to get you to and from work.

While these circumstances can make securing the right loan a bit more challenging, there are steps one can take to ensure they’re afforded the best deal for their money. When seeking a loan, the right lender can make all the difference. Many post-bankruptcy car loans include higher-than-average interest to mitigate the risk associated with poor financial histories. This can result in paying for more for your car than the actual price, which will only add to further financial turmoil. However, a suitable lender can afford you the funding you need to procure a vehicle without incurring ultra-high interest rates in the process. In order to find a loan with reasonable terms, a bit of research can go a long way.

The internet can be a great place to start thanks to the abundance of resources related to finding an appropriate car loan for your existing financial outlook. Rebuilding your credit history is an integral part of remedying prior financial missteps, as well as keeping you on the right track in the future.

Additionally, procuring a vehicle can be crucial for finding a lucrative and rewarding job to get you there. With the right loan, you can easily bounce back from a number of financial woes, thereby increasing your ability to plan the sort of future you deserve.

3 Questions You Should Ask When Looking at Used Cars

Some people are car aficionados and know everything there is to know about used cars. For the rest of society, there are a lot of questions that come with purchasing a pre-owned vehicle. If you’re looking to save some money by getting a car that’s already had an owner or two, here are three questions that should definitely be posed to the dealer.

How Is the Car Equipped?

When you’re going through all the bells and whistles that come with your new vehicle, it’s hard to keep track of everything. If you start by asking what amenities are included right off the bat, you can check things off your list and be sure that you don’t drive off the lot in a car that has no A/C and no power windows. A lot of these things are easy to spot, but some might not be apparent at first glance.

Has the Car Been in an Accident?

Even if the exterior is dent free and you don’t notice any problems when you go for a test drive, it’s a good policy to find out if a car has previously been in a wreck. That will help you to know which parts have been replaced and why the previous owner may have decided to part with the car.

Is There a History Report?

If someone outside your family is selling a car without a history report, you probably don’t want to buy it. Most used cars come with certification and full reports nowadays. However, if a seller is just offering his or her word that the car is in good shape and hasn’t had any problems, make them prove it with a detailed report.

If you don’t ask the right questions, you might buy a bad car. When customers know the facts about the used cars they’re looking at, the purchase becomes a much safer bet.

Tips for Inspecting a Used Car

While you’ll want to thoroughly inspect any car before buying it, it’s especially important to do so with a used car. A good inspection informs you of any problems the car might have, some of which you might be fine with and others that could make you want to think twice about buying the car. Learn how to conduct a proper inspection on used cars.

The Outside

Take a slow walk around the exterior of the car and inspect it for signs of exterior damage, possible cover-ups and misaligned panels. You’ll also want to open up the doors, hood and trunk to make sure everything’s in working order. While you’re at it, be sure to inspect the glass and bounce each corner of the car to check that the suspension is in good shape.

The Inside

As you slip inside the car, be sure to check for suspicious odors. Anything that smells like mold might mean the car has sustained water damage in the past. All seats should be comfortable and intact, and you should be able to adjust them as well. When you get behind the wheel, check that the pedals work and are in good condition. Make sure all the instruments and the sound system are in good working order, also.

Under the Hood

If you aren’t mechanically savvy, it’s best that you have the car inspected by a professional mechanic. Dealerships usually have no problem letting you take the car off the lot to have it inspected. Note that while you’ll have to pay for an inspection, it can be worth it for the peace of mind it provides.

Inspecting a used car is a great way to learn more about its history and whether it’s the right car for you. Take your time with the inspection, and always go with your gut instincts.

Your Guide to Securing an Auto Loan With Ease

Securing any type of loan is not easy, and securing an auto loan is no different. The process for securing the funds you need to purchase a vehicle can be time consuming, convoluted and downright frustrating. However, if you keep in mind the following advice before shopping for car loans, you can make the car buying process much less of a hassle.

Know Your Credit

A higher credit score means better interest rates, so if you have a good score don’t be afraid to brag about it. If the lender thinks that you’re unware of just how good your credit score is, they may try to undermine you by offering just average rates. Don’t let this happen, and make it clear from the get-go that you expect prime rates for a prime score.

If your credit score is not so great, don’t worry—you’ll still be able to get an auto loan. However, you may have to pay higher interest rates, so just take your time shopping around for the lowest rates your credit will buy you.

Set a Budget

Just because you have a great credit score does not mean that you should shop outside of your means. The dealership will probably try to convince you to take out more than you can afford because your credit can support it, but don’t do this. To set a realistic budget, add up all of your monthly expenses, including how much you plan to save each month, your yearly tax obligation and any other annual fees you have (property taxes, health club, etc.). Subtract the total from your annual salary and that is how much you can afford for a vehicle.

Show Up With a Down Payment

An ample down payment is the best way to reduce the amount you need to borrow and therefore, to make you more a more desirable borrower in lenders’ eyes. The less risk you pose the better, and a nice down payment is a sure sign of a safe debtor.

Car loans aren’t impossible to come by—just difficult. If you want to eliminate the hassle of car shopping, try the tips above.